Written By: admin on March 30, 2009 No Comment

Beside the most obvious reason (more money!) there are also many other reasons why we should save:

1) Extraordinary circumstances – bad things happen to good people. If you have some savings, the time of emergencies is exactly the right time to reach for them. If you don’t have them, start saving as soon as possible […]

Written By: admin on March 30, 2009 No Comment

When you go to the store, it is very easy to buy unnecessary things. It is difficult, on the other hand, to resist and not buy things that you would like to have, but might not need.

These are the tricks how to decrease spending in the store:

1. Always carry a list. It should contain only […]

Written By: admin on March 30, 2009 No Comment

Since we were little we hear that time is money. If you do not know how to manage your time, you will not be able to achieve all that can make you happy and satisfied, you’ll have less time for your life, education, your job, your friends and your family. Time should be appreciated as […]

Written By: admin on March 30, 2009 No Comment

1. Sit in front of your computer or an old fashioned notebook and make sure you have a few hours to spare.
2. Estimate your monthly income and expense. Divide expenses on regular and extraordinary. Include all expenses, even those that are not as “serious” as paying back your loans. The main criteria is to include […]

Written By: admin on March 30, 2009 No Comment

One of the most important rules connected to gifts is that you must never give away gifts that are too expensive and which might put the other person in an awkard position. It is just not polite. If you receive a gift that is clearly out of your price range, don’t feel obliged to give […]

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