Since we were little we hear that time is money. If you do not know how to manage your time, you will not be able to achieve all that can make you happy and satisfied, you’ll have less time for your life, education, your job, your friends and your family. Time should be appreciated as [...]
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Written By: admin on October 29, 2009 No Comment
How do you entertain yourself? Maybe you subscribe to magazines, cable TV, buy video games?
It costs a lot of money and in the end these are all disposable things with no true value attached. There is a different way of life, one which costs less but gives you more.
1. Join the local library and borrow [...] -
Written By: admin on October 2, 2009 No Comment
There is one easy thing that you can do to prevent overspending and keep your inner peace and that is using cash instead of credit cards. Once upon a time when there were no credit cards people spent only what they had and when the cash ran out they were left without any money. Credit [...]
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Written By: admin on September 21, 2009 No Comment
For parents and for those that wish to become parents in the future…
When a child is born it is completely helpless and in need of your complete and utter help and care. When we think of our children’s needs we can all think of: food, shelter, education, health care, love… Unfortunately, only one [...]
Written By: admin on March 30, 2009
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1. Sit in front of your computer or an old fashioned notebook and make sure you have a few hours to spare.
2. Estimate your monthly income and expense. Divide expenses on regular and extraordinary. Include all expenses, even those that are not as “serious” as paying back your loans. The main criteria is to include [...]
Written By: admin on March 30, 2009
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One of the most important rules connected to gifts is that you must never give away gifts that are too expensive and which might put the other person in an awkard position. It is just not polite. If you receive a gift that is clearly out of your price range, don’t feel obliged to give [...]
Written By: admin on March 30, 2009
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When it comes to money an inevitable question arises – where is the border between being frugal and plain cheapness? Frugality is regarded as a positive feature and people regarded as frugal know how to use money to their advantage and can use money wisely. Cheapness is unpleasant to both the cheap people and to [...]
Written By: admin on March 30, 2009
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If you are still one of those that enjoy cigarettes, we can present another argument to stop smoking. Together with all reasonable arguments relating to health hazards as it is presented on cigarette packs, we have another strong argument to stop smoking.
Calculate the cost of cigarettes, on the daily, monthly and yearly basis [...]
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