If you would like to change your life and the way you think about finances, you have to understand that there are no magical solutions. As with everything else in life, it is hard work and dedication that counts and they are your tools with which you can find your way. Of course, as with [...]

Most probably you asked yourself sometimes if money can buy happiness? There are several aspects of this thesis that must be evaluated in order to get it right.
First of all, suppose you only have to have enough money to meet your basic needs. If you think that having a lot more money would make you [...]

If you want to start living frugally and saving money on a daily basis, making it a routine and not just a one-off activity, it is necessary to be able to learn to say no to spending.
You must learn to say no to:

1. Yourself

First and foremost learn to deny yourself spending money that you don’t [...]

What is the philosophy of someone that knows how to save money and is successful in being thrifty? It will help if you are able to:

1. Be realistic in your aspirations, but also aspire to be bold and strive for ambitious goals
2. Be modest and live within your means
3. Be your own idol and don’t [...]

Many of us are familiar with the concept of saving money, but the true path to saving money lies in absence of wasting money.

If you want to stop wasting your hard earned money you have to first stop wasting money on things:

… that you will never use
… that you don’t really need
… that you could [...]